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Resources

Everything currently available on OpenCredit's methodology, code, and progress.

Blog

Why Merchants Should Not Pay for UPI — an argument for beneficiary-pays economics in UPI monetisation.

Blog

India's Household Gold Is an Asset Class Waiting for Infrastructure — turning 23,000-31,000 idle tonnes into trusted, portable collateral.

Whitepaper

OpenCredit: A Transparent UPI-Based Credit Scoring Framework for Financial Inclusion in India — the full technical paper.

Open-Source Core

The deterministic, rules-based scoring engine, released under Apache License 2.0 on GitHub.

Documentation

What's available today across OpenCredit's methodology, code, and integration options.

Company

The founder and leadership behind OpenCredit.

Need Something Else?

Reach out directly and we'll point you in the right direction.