Documentation
OpenCredit is live in production. Here's what's available today for developers, lenders, and partners.
Lender integration is available directly today. If you're a cooperative bank, NBFC, or merchant bank, get in touch to set up API access.
Open-Source Core
The underlying scoring engine is released under Apache License 2.0 — deterministic, rules-based, and forkable by any cooperative bank, NBFC, or fintech.
Read the Whitepaper
The full technical framework behind OpenCredit's Trust Confidence Profile, including methodology and validation.
Provisional Patent
The causal-lattice scoring methodology behind the platform has a provisional patent filed in India (application no. 202621000683).